Borrowing – Blog Vani Mon, 10 May 2021 12:14:43 +0000 en-US hourly 1 Borrowing – Blog Vani 32 32 Stilt Launches Instant Transfer from USD to INR with Best Exchange Rates Mon, 19 Apr 2021 02:37:29 +0000

Stilt, a leading neobank for immigrants, has launched a new feature called “Instant Remit” which allows Stilt loan users to remit their loans immediately. Once the loan is approved, Stilt users can choose to send it to their account or to their family at home without leaving the Stilt app.

The “Instant Remit” feature is available to all Stilt chequing account holders. It takes 5 minutes to open a checking account and users get a free debit card. Stilt checking accounts are accessible from web and mobile applications. This feature is available in all 50 states of the United States.

Stilt users can transfer up to $ 30,000 at a time, which is the highest among all other providers. Stilt worked on unique KYC requirements with its partners to enable instant verification to unlock a higher transfer limit.

Previously, immigrants had to take out a loan and transfer it to their checking account through ACH, a process that took 2-3 days. Then users will have to use an expensive remittance service to transfer the funds. Addition of 3 additional days. With Stilt, the transfer starts instantly after the loan is disbursed.

The company’s mission is to democratize access to quality, affordable financial services for 45 million immigrants to the United States. With this launch, Stilt takes another step towards creating a financial center for immigrants.

Stilt says there are over 150,000 users on the platform who are eligible to access checking accounts and remittances directly from the Stilt app.

“With Stilt Instant Remit, I was able to send $ 5,000 within hours to my parents in India for an emergency. I got the best exchange rates compared to banks and other services. So happy that Stilt was able to help me at the right time. says Karthik, a Stilt user from Texas.

Rohit Mittal, Co-Founder and CEO of Stilt, said: “We are delighted to launch the ‘Instant Remit’ feature which helps thousands of our clients instantly transfer their loan to their home country. We have seen that this feature has helped many of our clients pay off student loans, send money for medical emergencies, weddings, and general assistance. We cannot wait for millions of immigrants to use it. “

Stilt also plans to launch additional products that will improve financial inclusion and make the products more affordable for the general population.

Stilt is funded by Y Combinator and has raised over $ 240 million to date, including debt and equity. Stilt Checking Accounts are provided by FDIC member Evolve Bank and Trust.

Disclaimer: This content is published by Digpu News Network. No HT reporter was involved in the creation of this content.

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Thailand News Today | No national lockdown, Bangkok schools closed, abortion bill | Dec 24 Mon, 19 Apr 2021 02:37:29 +0000

On behalf of the entire Thaiger team, Merry Christmas to all of our readers and viewers. We really appreciate your support. May you have some laughs and hugs tomorrow.

• Despite a record level of new Covid-19 cases, the Thai government has not imposed any national lockdowns. Provinces are now ranked on a color scale based on their current risk level.

The vast majority of cases are concentrated in Samut Sakhon around a seafood market in Mahachai. In previous reports, health officials have said that 90% of cases are currently asymptomatic. To date, more than 1,000 cases have been reported in Samut Sakhon, mostly Burmese migrants.

Red (high risk for Covid-19)

Samut Sakhon

Orange (medium risk for Covid-19)

Bangkok, Samut Songkram, Ratchaburi and Nakhon Pathom

Yellow (low risk for Covid-19)

Saraburi, Samut Prakan, Suphan Buri, Nonthaburi, Pathum Thani, Uttaradit, Chachoengsao, Kamphaeng Phet, Phetchabun, Phra Nakhon Si Ayutthaya, Phuket, Phetchaburi, Nakhon Ratchasima, Prachinburi, Krabi, Khon Kaakuat Nichon Thanat, Thanat, Thanat, Krabidon Khon Kaakuat, and Khiri Khan, Chaiyaphum, Nakhon Sawan, Ang Thong

Provinces that currently have no Covid-19 infection are rated green.

• Bangkok’s metropolitan administration closed the capital’s 437 municipal schools and 292 nurseries as a precaution. Most city officials have also been ordered to work from home, calling on private businesses and other government agencies to follow suit.

To date, 9,417 people have been tested for the virus as authorities track down and trace those at risk of infection, with 5,292 results returned. Officials are testing at least 10,300 people.

Migrant workers are currently being quarantined in the fish market where they worked, in a bid to mitigate any further spread of the Samut Sakhon cluster.

• In a landmark decision, the Thai House of Representatives passed a bill allowing abortions during the first trimester of pregnancy. Abortion is currently illegal in Thailand except in certain circumstances, for example if the abortion is necessary for health reasons or if the woman has been raped.

Under the bill, women pregnant up to 12 weeks could have an abortion by a qualified doctor. The woman would not need to give a reason for the abortion. Abortion is still reportedly illegal for women who are more than 12 weeks pregnant.

• A cosmetic surgeon is sentenced to 5 years in prison for the death of a woman who had a severe allergic reaction to general anesthesia during a facelift procedure.

The Thai criminal court sentenced the 51-year-old doctor, owner of the Bangkok clinic, to prison for recklessness causing the death of the 72-year-old patient and establishing a medical facility without permission and operating without proper permission.

After the patient experienced an adverse reaction to the anesthetic, the doctor pumped the patient’s chest, causing broken ribs, ruptured liver, and internal bleeding. leading to the death of the patient.

The patient’s daughter said the family also sought 200 million baht in damages from the civil court.

• Police arrested a man who allegedly sneaked into universities and schools, secretly recording videos of students’ skirts, then posting the footage on Facebook. The 28-year-old is said to have recorded 1,000 videos.

The man faces charges of harassing underage girls, posting obscene material, unrest and violating Thailand’s computer crime law.

Police said the man admitted to filming the videos. He reportedly told police that he had a history of mental health problems and that his actions were “the result of childhood trauma”.

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House passes landmark first trimester abortion bill Mon, 19 Apr 2021 02:37:29 +0000

With Laos, just north of Thailand, under lockdown measures to control a spike in Covid-19 infections, the Royal Thai Embassy in Laos has helped the country fight the outbreak and donated money and materials with a total value of over 16 million baht.

While cases have remained low in Laos since the start of the pandemic last year with active cases typically below 10, there was a spike in cases in mid-April and active cases are now at 1,302. The country reported its first coronavirus-related death yesterday.

Active cases of Covid-19 in Laos as of May 9, 2021, according to Worldometer.

Donations from Thailand help provide mobile biosafety labs to perform Covid-19 swab testing and beds for Covid-19 patients, as well as protective gear such as 50,000 medical masks and more than 2,000 protective gear individual, or PPE.

An order for supplies worth 8.5 million baht is expected to be delivered by the end of the month. This order will include 2,000 additional PPE pieces of equipment, Covid-19 test equipment, DNA / RNA extraction kits and 2,500 test kits. Other equipment provided by Thailand includes a defibrillator, patient monitor, infrared thermometers, oxygen regulators and pulse oximeters.

SOURCE: Nation Thailand

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PNB has launched a PNB @ Ease digital initiative, check details here Mon, 19 Apr 2021 02:37:29 +0000


oi-Vipul Das


The National Bank of Punjab (PNB) has launched PNB @ Ease, a digital initiative in which customers facilitate and approve all bank branch transactions. PNB said in a statement that the facility can range from opening savings accounts to applying for various loans and more, all without having to visit a branch or enlist the help of local employees. bank. PNB @ Ease will be rolled out to 165 established locations across India in the future, according to the bank. PNB General Manager SS Mallikarjuna Rao revealed details of the initiative, saying PNB @Ease outlets will be set up with five kiosks: ATM, banknote acceptor, account opening kiosk , a card issuing kiosk and an Internet kiosk. .

PNB has launched a PNB @ Ease digital initiative, check details here

Customers will be able to access all banking facilities under one roof, he added, and PNB @ Ease outlets will help the bank expand its distribution capacity, thereby lowering the cost of acquiring customers. PNB unveiled other digital initiatives on the occasion of its 127th founding day, including the instant opening of an online savings account via video-KYC, an insta pre-approved loan, an insta demat account and an insurance facility through online and mobile banking services. The bank has also published a coffee table book commemorating the day it was founded, which describes the bank’s in-depth journey and its effective merger with the former Oriental Bank of Commerce and United Bank of India. On the occasion of the 127th Foundation Day, MD & CEO CH. SS Mallikarjuna Rao, Sh. Debasish Panda (Senior IAS Manager and Secretary, Financial Services Department) & Sh. Pankaj Jain, IAS, AS, DFS inaugurated PNB @ Ease outlet at Central Secretariat metro station, New Delhi .

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IDShield Reviews | ITProPortal Mon, 19 Apr 2021 02:37:29 +0000

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Both sides of abortion debate call midterm elections victory Mon, 19 Apr 2021 02:37:29 +0000

Abortion rights advocates say Tuesday’s midterm elections are good news, but abortion enemies also have reason to celebrate.

“This election is a major victory for women of color, LGBTQ people and anyone in this country who cares about access to reproductive health care,” said Deirdre Schifeling, executive director of Planned Parenthood Votes, the arm policy of Planned Parenthood, a women’s health care nonprofit group. “These results show that women have had enough.”

Democrats took control of the House after a record number of voters. The Republicans retained control of the Senate. With a Democratic majority in the House, Congress no longer has the votes to defeat Planned Parenthood, said Dana Singiser, vice president of public policy and government affairs at the Planned Parenthood Action Fund.

With a Democratic majority in the House, Congress no longer has the votes to defeat Planned Parenthood.

– —Dana Singiser, Vice President of Public Policy and Government Affairs at the Planned Parenthood Action Fund

However, voting initiatives to restrict the right to abortion were passed in Alabama and West Virginia on Tuesday. Alabama passed a constitutional amendment to “recognize and support the sanctity of unborn life and the rights of unborn children, including the right to life.”

The Alliance for a Pro-Life Alabama, an anti-abortion group that campaigned for the amendment, celebrated its adoption on Tuesday as a victory for those who oppose abortion on moral and religious grounds. However, reproductive rights advocates say the measure is vague and it is not yet clear how it will affect access to abortion.

Republicans say they oppose “taxpayer funded abortion.” Anti-abortion groups say unborn children have the right to life, believe life begins with fertilization, and oppose abortion on moral grounds. They include a range of views ranging from those who believe abortion is bad in all circumstances to others who believe it is acceptable in cases of rape, incest or when a woman’s life is in danger. .

Pro-choice groups say access to a safe and legal abortion is a critical health issue for women. “In my home state of Alabama, a law passed is so vague and dangerous that it takes away the rights of pregnant women and could ban all use of abortion in the state,” said Willie Parker, medical doctor. and chairman of the abortion board. Physicians for Reproductive Health advocacy group in New York.

“Because we all love someone who has had or will need abortion care, I know that regardless of personal feelings about abortion care, we can all agree that no one, especially politicians, should not interfere with health care decisions. ”

Voting initiatives to restrict the right to abortion were passed in Alabama and West Virginia on Tuesday.

Alabama’s measure will likely have no immediate effect as it stands, but it would make abortion illegal if Roe v. Wade was overturned – a distinct possibility under the newly majority conservative Supreme Court.

Four other states in the United States – Louisiana, Mississippi, North Dakota, and South Dakota – have similar so-called trigger laws that automatically ban proceedings in the state if Roe v. Wade is canceled. The Alabama amendment will also prevent state funding from being used for abortion-related health costs, even in cases of rape or when the life of the pregnant woman in question is in danger.

Also see: In these American cities, women have to travel more than 100 miles to have an abortion

West Virginia passed a similar constitutional amendment that said “nothing in this Constitution secures or protects a right to abortion or requires funding for abortion. The amendment is expected to pave the way for ending Medicaid funding for abortions in the state. West Virginia and Alabama are currently two of the 17 U.S. states that authorize Medicaid funds to pay for abortions. In 2017, West Virginia’s Medicaid program paid $ 326,103 for 1,560 medically necessary abortions for low-income women, according to the Associated Press.

In Oregon, voters rejected a measure that would have banned taxpayers’ money to be spent on elective abortions.

According to the Guttmacher Institute, a reproductive health think tank based in Washington, DC, the most common reason women seek an abortion is the inability to financially support a child. .

National Right to Life, an abortion advocacy group, celebrated a number of Republican victories for anti-abortion candidates on Tuesday night, including South Dakota Senate candidate Kevin Cramer, Texas Senate candidate Ted Cruz, Florida candidate for governor Ron DeSantis, and Josh Hawley of Missouri, who beat pro-choice candidate Claire McCaskill for the Senate.

Despite these victories and the two voting measures adopted, reproductive rights advocates at Planned Parenthood called the evening a victory. Some 71% of voters oppose the cancellation of Roe v. Wade, according to a July Wall Street Journal and NBC News poll. “We know that the attacks on abortion access will not stop just because of last night’s election,” Singiser said. “But we don’t think that indicates the American people’s perspective on abortion.”

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Sokin talks about the payment needs of the X-Border business Mon, 19 Apr 2021 02:37:29 +0000

Advances in consumer payment technologies are often the source of innovations in business payment tools. While businesses and consumers have different payment service needs, end users often want the same things: simplicity and transparency.

In cross-border payments, however, none of these things are always guaranteed. Traditional global payment Services, whether aimed at consumers or businesses, are often opaque and complicated, sometimes imposing high and hidden fees on users, and rarely facilitating the kind of speed that customers increasingly demand.

Identifying the main issues related to global remittances and cross-border consumer payments laid the groundwork Sokin CEO Vroon Modgill to launch a cross-border business payment solution. Speaking to PYMNTS, Modgill explained how enterprise payments continue to take a page off consumers’ payment playbooks to combat end-user friction.

Different end users, same needs

Recalling his own experience watching his father, an Indian citizen, struggle to send money home, Modgill said he found some of the biggest problems in cross-border payments in the space of consumer remittances. . The high costs, recurring fees, and a lot of paperwork made the process a headache.

“It’s just too complicated,” Modgill noted. “I wanted to offer a solution that works at all levels for customers [and] businesses of all sizes. “

Interestingly, it was this consumer problem that led Sokin to launch a business payment solution. Announced earlier this month, Sokin company is designed to prioritize transparency by offering paid businesses fixed and wholesale fees exchange (FX) for unlimited transactions facilitated through Sokin’s banking relationships and multi-currency International Bank Account Number (IBAN) accounts.

The enterprise offering, as well as an upcoming service for small and medium enterprises (SMEs), will accompany the company’s existing money transfer solutions, and Sokin also plans to offer the fixed fee model to its customers. consumer users later this year.

Deploying a B2B solution first reflects how similar the weak points of cross-border payments can be between consumers and businesses, Modgill said. Businesses also face a lack of transparency about the costs associated with transferring money across borders and face friction when funds take days to land in a recipient’s bank account.

Basically, the company’s plans to roll out cross-border payment services for business, SMEs and consumers will be quite similar. In addition to the transparent fees, the support instant payments is also a must for all three categories of users, Modgill noted.

Supported use cases

The payment needs of businesses are indeed different from those of the average consumer. Large companies generally have to move higher fund values, and they have to do so for different reasons than a consumer.

But according to Modgill, it’s not so much that the cross-border payment needs of businesses and consumers are inherently different. This is because each end user will have different use cases for different functionality, whether that user is a business or an individual.

For example, a consumer may want instant payment capability so that a loved one overseas can access funds faster. A business can also gain value through real-time transactions, but probably in different scenarios. Modgill referred to a client of Sokin Football Club, who finds instant payments useful for the football business model in which money has to change hands quickly between clubs, to facilitate a seamless transfer of players from team to team. another.

The trend towards a consumer-like experience for commercial payments is also paving the way for integrated services to continue to improve the end-user experience. Modgill said businesses and consumers want a payment experience so seamless that they barely recognize the payment is in process.

Features like instant payments, transparent fees, and built-in functionality will be key drivers of innovation that can improve the user experience for businesses and consumers. As Modgill pointed out, the cross-border payments ecosystem has long had to improve.

“What we’re seeing is that the corporate client is still having this mindset of, ‘Well, I’m doing this on a personal level, but I want to do it in real time for my business too, and I don’t want to wait, ”he said. “We are now in a world where everything is global and we have to make payments quickly. It’s just the world we’re heading into.



About the study: A third of consumers who signed up for subscription services in the past year were just there for the free trial. In the 2021 Subscription Commerce Conversion Index, PYMNTS surveys 2,022 U.S. consumers and analyzes more than 200 subscription commerce providers to focus on the key features that turn ‘subscription curious’ into persistent, long-term subscribers. term.

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Macau hopes to legalize cryptocurrencies after China lawsuit Mon, 19 Apr 2021 02:37:29 +0000

Macau officials plan to change their financial laws to allow cryptocurrencies, a move that could open up a whole new market for poker players and players flocking to the former Portuguese colony.

By: Andrew Burnett

With mainland China supplying most of these customers, plans could see instant transactions for casino players, or even the table, in the future. Currently, players need to convert their Chinese RMB Currency in HK $ or Macau Patacas, known as MOP.

The mainland Chinese being seriously affected by the limits on what they can spend in Macau (hence the junkets where players are offered “ loans ”, and often the involvement of the Triad to enforce their reimbursement. ), recent tests of a Digital Yuan in China raised hopes of a other payment method.

If the RMB were to be legal tender in Macau, then the way is also open to the use of the digital RMB,Brokerage Bernstein recently stated.
They added: “” In the context of casinos, this would mean for example being able to buy tokens to play directly from the casino cage (or even a table) instantly using RMB (digital) without needing to convert to HKD. “

Although the Chinese government tightly controls digital version of Yuan, allowing “Increased government monitoring and control over money flows”, Bernstein says that “Mass and premium mass gaming could definitely benefit from the ease of cash flow.”

It would also allow for easier money transfer. [and] eliminates the need to use intermediaries (such as junkets, underground banks or pawn shops) ”, they concluded.

Managing Director of Macau Ho Iat Seng recently said: “We should keep pace with the mainland government … and start a feasibility study around the launch of digital RMB in Macau. Therefore, we need to add provisions in the relevant legislation to allow the introduction of digital currencies. “

This is still far see currently banned cryptocurrencies legalized in China or Macau, but this may be the first small step towards a truly international approach to crypto.


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Tips for new university graduates Mon, 19 Apr 2021 02:37:29 +0000

Question: I am graduating from college in a few weeks and am about to start my first post graduate job. Do you have any tips for making this transition and starting to manage my own financial situation?

A: Congratulations on your passage! We are in awe of your desire to take smart steps to secure your financial future early in your career. We often see college graduates entering the workforce with great opportunities, but end up creating years of debt and poor credit due to bad spending habits. Below is our top tips for college graduates who want to build and maintain a strong financial future.

Create a budget. Budgeting is relatively straightforward. Start with your monthly entry (take-home pay after appropriate withholding tax). Next, make a list of monthly cash expenses categorized into two columns – needs versus wants. For example, money for rent, food, student loan payments and the like are needs. Your “wants” may include a gym membership or a Netflix membership. You may need a car to get to and from work. However, depending on your salary and other expenses, you should buy an automobile within a price range that fits your budget. See how all of these expenses add up to your monthly entries and adjust them accordingly.

Prepare for student loan repayments. Since most student loans don’t require payment before graduation, or later, the monthly requirement can cause sticker shock for many graduates. If you can, consider budgeting more than the minimum payment required to help pay off these loans faster.

Tom Cooney with Wealth Dimensions

Practice deferred gratification. When it comes to creating a healthy financial future, you need to be patient and avoid instant gratification when it comes to your finances. Do you really need a new car or could you find a used one with lower monthly payments? If that’s an option, how much could you save if you took advantage of public transportation? To be truly productive in your financial planning, you need to understand the relationship of time to growing your money.

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Slick Cash Loan Announces Instant Online Loans With Secured Approval Mon, 19 Apr 2021 02:37:29 +0000

(MENAFN – GetNews) Slick Cash Loan announced the availability of instant payday loans online with guaranteed approval.

Slick Cash Loan, the loan service that has become the best solution for those looking for fast and reliable loans online, offers instant payday loans online with guaranteed approval. Those who need money urgently for unforeseen reasons can now apply for a loan with Slick Cash Loan and be sure to get approved quickly.

“We understand that many people who are in dire need of cash may not be able to get it through traditional resources such as family or friends,” said Slick Cash Loan spokesperson. “If you find yourself in such a situation, just sign up for an instant payday loan with us. We guarantee the approval of all these loan applications and make sure that you get the money into your account promptly.

Slick Cash Loan offers online loans with guaranteed approval to anyone in need of instant cash. Even those with bad credit can get instant loans online from the company because they follow a no credit check rule. There are fees associated with the amount borrowed, but applicants can be confident that they are getting the money without having to experience the uncertainty and risk of not being approved.

Although the online instant loan is a more expensive option than other financing options, it certainly helps those who are facing a financial crisis to overcome the problem smoothly. For those who are facing an emergency and have no options available to raise funds in a short period of time, online loans with secured approval of Slick Cash Loan are the best solution.

“One of the biggest advantages of working with Slick Cash Loan is that we have a large network of partner lenders scattered across the country,” adds the spokesperson. “If you need to borrow money, we guarantee to have a lender near you. We offer instant payday loans online with guaranteed approval, which means applications are guaranteed to be approved within a short period of time.

With its extensive network of direct lenders, Slick Cash Loan is best positioned among all the major loan companies to provide people with instant payday loan and that too without any hassle. Borrowers can visit the company’s website, complete the loan application online by providing the requested details. The company’s search system will quickly locate the best lenders in the area and ensure that borrowers get the approved loan amount into their account as quickly as possible.

For more details on secured approval online loans visit:

For more information about the company, visit

About Slick Cash Loan:

Slick Cash Loan is the best resource for finding the right solution for fast and reliable loans. Loan experts can help borrowers find the best lenders and ensure quick and easy access to money when needed. Slick Cash Loan has an extensive network of partners across the United States. The company stands out for its ease of approval and rapid financing of loans of all types.

Media contact
Company Name: Slick cash loan
Contact person: Mark Snow
E-mail: Send an email
Call: (888) 200-7445
Address: 1125 E Broadway # 545
City: Glendale
State: California
Country: United States


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